
Transparent Splits. Real Numbers.
Every Summit 23 plan is built on the same principle: keep more of what you earn, know exactly what you pay, and see the features and benefits your split delivers.
You have options.
Not every agent is the same. Summit 23 offers plans for solo agents, teams, licensed spouses, and brand-new agents.
Summit 23
Agents
Solo Producer
Commission Split
90/10
Agent keeps 90%. Company keeps 10%.
Annual Cap
$10,000
The $10,000 cap is calculated from residential sales using the 10% company-retained portion.
- Cap renews on your anniversary date.
- Optional Prepaid Cap: prepay the $10,000 cap for $7,500 before your first closing of the plan year and save $2,500.
- After cap: keep 100% of commission, subject only to the $195 post-cap fee.
- Residential sales are the activity that counts toward the $10,000 cap.
- Commercial sales and leases are separate: 90/10 with their own $5,000 company dollar cap, then $195 per transaction.
Monthly Brokerage Fee
$50 / month
E&O Fee
$35 / txn ($350/yr cap)
Post-Cap Fee
$195 / txn
Applies to every plan
Monthly Brokerage Fee
$50 / month
E&O Fee
$35 / txn ($350/yr cap)
Post-Cap Fee
$195 / txn
Cap Renewal
Anniversary date
Annual cap amounts are calculated from residential sales, using the 10% company-retained portion. Commercial sales and leases run on a separate 90/10 track with their own $5,000 company dollar cap.
Optional add-on: the Summit 23 Leads Program offers buyer leads for $120 per month, seller leads for $120 per month, or buyer and seller leads for $200 per month, with Geek AI Text engagement and automated CRM follow-up included.
Recognition for Top Producers

Summit Club
When you hit your annual cap, you join the Summit Club. It is our way of celebrating agents who produce at the highest level.
- Trophy recognition for capping your annual plan.
- Exclusive Summit 23 swag.

23 Club
Close 23 or more transactions in a year and join the 23 Club. This is our way of honoring agents who consistently drive production and serve clients at the highest level.
- Trophy recognition for 23+ annual transactions.
- Exclusive Summit 23 swag.
- Invitation to the special 23 Club event.
Earn while you mentor.
Experienced agents can become a Summit 23 Coach and earn 15% of the GCI on each of a new agent's first 4 closed transactions.
Your market
Commission rates are fully negotiable and set between the client and the brokerage.
Coach earnings apply to a new agent's first 4 closings.
How many new agents you expect to mentor annually.
GCI per transaction
$15,000
Coach earns per transaction (15% of GCI)
$2,250
Total per new agent coached
$9,000
Annual coach potential
$9,000
Based on 1 new agent coached, 4 transactions each at $500,000 and 3% GCI. Estimates only, actual results vary by market and negotiated commission.
Interested in becoming a coach?
Learn how experienced agents can turn their production history into an additional income stream by mentoring new agents at Summit 23 Realty.
Explore the Coach OpportunityHow each deal is handled.
Splits and flat fees vary by transaction type. New agents start on a 75/25 split for their first 4 residential transactions, then graduate to the 90/10 Summit Plan. Residential sales build your $10,000 annual cap. Commercial sales and leases build a separate $5,000 commercial cap.
Split / Fee
90/10 Summit Plan (75/25 New Agent Plan on first 4 transactions)
Other Fees
$35 E&O (max $350/yr) + $195 post-cap
Split / Fee
90/10, separate $5,000 commercial cap (requires 4 closed residential transactions first)
Other Fees
$35 E&O (max $350/yr) + $195 / txn after the $5,000 commercial cap
Split / Fee
Flat $75 / txn
Other Fees
Included
Split / Fee
Flat $195 / txn
Other Fees
Included
| Transaction Type | Split / Fee | Other Fees | Cap? |
|---|---|---|---|
| Residential sale | 90/10 Summit Plan (75/25 New Agent Plan on first 4 transactions) | $35 E&O (max $350/yr) + $195 post-cap | Yes |
| Commercial sale/lease | 90/10, separate $5,000 commercial cap (requires 4 closed residential transactions first) | $35 E&O (max $350/yr) + $195 / txn after the $5,000 commercial cap | Separate |
| Residential lease | Flat $75 / txn | Included | No |
| Residential or commercial referral | Flat $195 / txn | Included | No |
Note. Business Brokerage and Property Management are not permitted licenses at Summit 23 Realty.
Team and household caps. Team Leaders cap at $10,000; Team Members cap at $5,000 per member. Licensed spouses or partners share one $10,000 household cap and one $5,000 commercial cap. Only residential sales count toward those residential caps; commercial sales and leases run on a separate $5,000 commercial cap per agent, or one shared cap per household.
Commercial sales and leases
A separate track with its own $5,000 cap.
Commercial business is handled apart from the residential compensation plans. You keep 90% of commercial commissions, and the 10% company-retained portion builds a commercial company dollar cap of $5,000 that is tracked separately from the $10,000 residential cap. Commercial dollars do not build the residential cap, and residential dollars do not build the commercial cap.
- 90/10 split on commercial sales and commercial leases.
- Separate $5,000 annual commercial company dollar cap.
- After the $5,000 cap is paid: 100% commission with only the $195 per transaction fee.
- E&O is unchanged at $35 per transaction, up to the same $350 annual maximum.
- Every agent has their own $5,000 commercial cap, including team leaders and team members.
- Licensed spouses or partners are treated as one agent and share one $5,000 commercial cap.
- Commercial cap renews on your anniversary date, same as residential.
- New agents become eligible for commercial business after closing 4 residential transactions.

Optional
Prepaid Cap: pay $7,500 and save $2,500
Agents on the 90/10 Summit Plan can prepay the $10,000 company dollar cap for $7,500 at the start of their anniversary year. You begin the year already capped, keeping 100% of your commission for the remainder of that plan year with only the $195 per-transaction post-cap fee.
Included with your plan
It is not just the split. Here is everything else you get.
Your company dollars fund real tools, coaching, and broker support. These come with every Summit 23 Realty plan, at no extra cost beyond the $50 monthly fee.
Lead generation
Each agent gets a featured custom agent landing page with live IDX search to capture inquiries directly. Agents can also opt into the Summit 23 Leads Program for brokerage-run buyer and seller campaigns with AI text engagement and CRM follow-up.
Weekly training
Live weekly training, role-play, and on-demand sessions built for new and experienced agents.
90/10 split with a low cap
Keep more of every commission with a transparent cap, no hidden desk fees, no franchise royalty.
Full marketing and branding support
Professional listing marketing, social content, and branded collateral produced for you.
Transaction management system
Forms, contracts, and e-signature in one platform that keeps your files organized and compliant.
Agent mobile app
Run your business from your phone with CRM, leads, transactions, and marketing tools in one app.
Consumer mobile app
Give buyers and sellers a branded home search experience to search listings, save favorites, request showings, and stay engaged with your brand around the clock.
Modern tech stack
CRM, e-sign, showing tools, and AI-powered workflows included in your monthly fee.
Broker access 7 days a week
Real answers from a real broker when you need help with a contract or a tough negotiation.
Culture built on collaboration
A team that shares scripts, referrals, and wins, not a competitive silo of solo agents.
The Summit 23 Leads Program is optional and priced separately. See how it works.

Agent Referral Bonus
$500 for every agent you bring to Summit 23.
Paid when your referred agent closes their first transaction with Summit 23 Realty. No cap on how many you can refer.
100 Days to Greatness
Self-paced training, fully reimbursed.
Every Summit 23 agent qualifies for reimbursement on this self-paced Buffini & Company training.
- Self-paced curriculum built for real production.
- $495 program fee, reimbursed on your 4th closed sale.
- Closed leases do not count toward the reimbursement milestone.
100 Days to Greatness is a registered trademark of Buffini & Company. It is not a Summit 23 Realty training program, and Summit 23 Realty is not affiliated with, endorsed by, or sponsored by Buffini & Company. We promote the course because we know how effective it is, which is why we reimburse agents who choose to take it.

Welcome Packet.
Every new agent receives a Summit 23 welcome packet with branded gear and onboarding essentials, helping you feel connected, prepared, and ready to get started from day one.

See Your Numbers.
Run your production through the calculator, or start your application today.
